This comprehensive audit of merchant account fees and rates report provides you with a concise view into your card-not-present payment operations.  Analyses typically include all major credit cards, private label cards, electronic checks (ACH), and alternative payment methods like PayPal^® and Bill Me Later.^®  We analyze the following areas:

Basic Fees:

There are plenty of  fees payment processors can choose to charge merchants.  We drill down and analyze the myriad fees you find in your reports:

·          Discount Fees

·          Transaction Fees

·          Authorization Fees

·          Chargeback Fees

·          Hidden Fees

·          Surcharges

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Interchange & Assessments:

Interchange represents the largest portion of your fees.  Get it wrong, and it will cost you thousands.  New Association assessments can also impact some merchants harshly.

·          Interchange Qualification

·          Simple Downgrades

·          Rewards Downgrades

·          Debit Card Differential

·          Withheld Refund Interchange

·          Association Assessments

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Key Metrics:

Many payment processing metrics act as key indicators to the health of your business.  We'll show you what's important and where you stand:

·         Authorization Approval Rates

·         Refund Rates

·         Chargeback Rates

·         Payment Method Cannibalization

·         Credit / Debit Card Ratios

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It's always valuable to have a periodic independent inspection of your payment operations. We’ve helped start-ups and fortune-500 companies alike save money and enhance revenue. Because our associates have worked for either payment processors or merchants, they bring a unique perspective to you particular set of challenges.

How it Works